What to Do if You’re Hit by an Uninsured Driver


Car accidents can be caused by a number of things: distracted driving, speeding, intoxication, road hazards, and more. While by law, almost every state requires drivers to purchase car insurance, some fail to become insured. In situations where two drivers are involved in an accident, and one of them is uninsured, what happens? Learn what happens if you are hit by an uninsured driver with the knowledgeable attorneys at Davis Law Group. 

Steps to Take if Hit by an Uninsured Driver 

Following a car accident, it’s important to know what to do. Car accidents range in severity and can lead to minor or devastating consequences. If the car accident proves to be severe, calling 911 is critical. First responders can provide medical attention and officers can file a report. Information that should be documented is the time and place of the accident, the number of people involved, the conditions of the road, damages, injuries, witnesses, and more. At the scene of the accident, all drivers involved need to exchange insurance information. This information includes the name of the insured and their address, the make, model, and year of the vehicle, the vehicle identification number, the insurance company and policy number, and the start and expiration of the policy. If one of the drivers does not have insurance, you may be wondering who is responsible for any injuries or damages. Below are the steps to take if you are hit by a driver who is uninsured. 

Report the Accident  

Reporting the accident to your insurance company is crucial in order to receive the compensation you deserve. The state of Texas is a fault state, meaning that the driver who caused the accident is financially responsible for any damages or injuries sustained. Texas requires drivers to establish financial responsibility or else they can be subject to suspension of their driver’s license and vehicle registration, vehicle impoundment for up to 180 days, fines, and more. Having uninsured motorist coverage can be beneficial at this time as your policy will cover any medical bills and damages due to the driver’s lack of insurance. If the uninsured driver has money and is capable of paying for any damages, it’s important to contact a personal injury attorney. 

Hire a Personal Injury Lawyer

To hold the uninsured individual accountable for their actions, we recommend hiring a personal injury lawyer. The lawyer will look at all the facts and build a strong case, helping to ensure that you are awarded the financial compensation and justice that you deserve. He or she has the expertise necessary to represent you through such a difficult and stressful time. 

In the Event of an Accident, Contact the Experienced Team at Davis Law Group 

At Davis Law Group, we know accidents can happen when we least expect them to. If you are involved in an accident with an uninsured driver, contact our firm’s experienced attorneys. We have been navigating personal injury law cases for years and are very familiar with laws pertaining to car accidents. Our car accident lawyers will fight for financial compensation for your vehicle, but more importantly, they’ll fight for your health and justice. You can count on Davis Law Group to stand by your side throughout the entire process. To schedule a free consultation, please contact us today.

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