Business Interruption Insurance Law

Business Interruption Lawyer

Accidents and disasters can produce major consequences for a business. If a business can’t operate due to an interruption, such as property damage, they will experience devastating financial losses. For protection, many businesses purchase business interruption insurance, also referred to as business income insurance. It covers lost revenue, wages for employees, and more. Businesses who pay for this type of insurance expect to receive coverage when they need it most, however this is not always the case.

Contact Us

Business Interruption Lawyer: Our Approach

Business interruption claims can be denied by insurance companies during the most difficult times. Navigating insurance law can be overwhelming, especially in the face of a temporary suspension of operation and financial loss — a phenomenon all too common given the current state of the world. The experienced business interruption lawyers at Davis Law Group will provide you with strong representation and work diligently to help you receive the compensation that you are entitled to.

Contact Us

Losses Covered by Business Interruption Insurance

Unearned Profits


When a business is forced to temporarily shut down due to physical loss or damaged property, it is at risk for serious financial downfall due to loss of earnings. Business interruption insurance is meant to provide relief based on profits that were previously earned before an accident or disaster struck.

Employee Wages


Without business operating as usual, a company may not possess the funds to pay their employees, which could put them at risk of losing valuable assets. With insurance coverage, a business can continue to pay wages until they are able to get up and running again.



Unfortunately, businesses are not exempt from paying taxes in the event of an unexpected accident or disaster. The stress of paying taxes in addition to having other expenses can result in a major financial burden. Insurance will ensure that a business can continue to make payments on time.

Loan Payments


Small businesses take out loans for various reasons, whether just starting out or continuing to progress. Purchasing inventory, marketing purposes, to grow their business; the list goes on. When a business is interrupted, loan payments persist. With business interruption insurance, businesses are able to complete their payments despite not having an income.

Business Interruption Lawyer FAQs


What should I do if my business interruption claim was denied?

If your insurance company denies your claim, they may be acting in bad faith. When this happens, it is important to get in contact with a knowledgeable lawyer who can fight for you to receive the fair compensation and justice you deserve.


Can I file a business interruption claim for COVID-19?

At this time, many insurers are denying claims in regards to the COVID-19 pandemic as they believe it is not considered a direct physical loss. We still encourage you to file a claim. If denied, we will work for the best possible outcome, whether we pursue an individual or class action lawsuit.


Will I have to go to court?

In cases where a settlement can not be agreed upon or liability cannot be determined, a business interruption claim may be taken to court. A decision will be issued either in state or federal court.


Why do I need a lawyer?

When your insurance policy does not provide you with the coverage needed to protect your business in a time of crisis, it is important to have someone who will be on your side. A lawyer can review your claim and seek legal action.

Free Consultation

Contact Us

  • Accidents happen when you least expect them. We’re always available for when they do. Contact us below.

  • This field is for validation purposes and should be left unchanged.